AN UNBIASED VIEW OF DICE

That means which the lizardfolk’s AC is fifteen by using natural armor or 14 by way of Unarmored Defense, And so the lizardfolk uses their purely natural armor. If a wizard ended up to come together and cast Mage Armor over the lizardfolk, this adds a 3rd AC calculation approach, placing the lizardfolk’s AC to 13 + Dex, which matches the lizard